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10 Cities Where Homebuyers are Most Stretched

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Total household debt has increased by $219 billion or 1.6 percent to $13.51 trillion in the third quarter of 2018, according to the latest Quarterly Report on Household Debt and Credit by the Federal Reserve Bank of New York.According to an analysis by Realtor.com, these debt burdens vary by the housing market of a city or a region. Keeping this factor in mind, the analysis looked at places where homebuyers were the deepest and least into debt. Realtor.com analyzed the debt-to-income ratios (DTI) that account for all debt owed by mortgage applicants, divided by their pretax income. The team then analyzed mortgages taken out over the first eight months of 2018 and calculated the median debt-to-income ratio for mortgage borrowers in the 200 largest metropolitan areas to get the cities where homebuyers had the most and least debt.The city with homebuyers with most debt was Honolulu, Hawaii, where the median mortgage borrower’s DTI stood at 45.1 percent. With a median home price of more than $600,000, the analysis found that the median household income in Honolulu was at only $81,300 accounting for this disparity.With a median mortgage borrower’s DTI at 43.4 percent and a median home price of approximately $389,000 Riverside, California came in second on the list of cities with homebuyers with the most debt to their name, thanks to a low median income of around $62,000.Cape Coral, Florida, with a median home price of $299,000 and a DTI of 43 percent was third on this list followed by Lakeland, another Florida city and El Paso, Texas, that rounded off the top five cities on this list. Other cities that featured on this list included Stockton, California; McAllen, Texas; Greeley, Colorado; Las Vegas, Nevada; and New York, New York.Huntsville, Alabama topped the list of cities where homebuyers were least stretched, according to the analysis with a DTI of 33.6 percent and a median list price of approximately $259,000. Ann Arbor, Michigan was second on this list, followed by Fayetteville, Arkansas; Durham, North Carolina; and South Bend, Indiana that rounded off the top five on this list. debt DTI Federal Reserve Bank of New York Home Homebuyers household HOUSING Income Realtor.com 2018-11-27 Radhika Ojha Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News Tagged with: debt DTI Federal Reserve Bank of New York Home Homebuyers household HOUSING Income Realtor.com Home / Daily Dose / 10 Cities Where Homebuyers are Most Stretched Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Related Articles Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. center_img Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago  Print This Post Previous: A ‘Meaningful’ Change Next: Slowing Gains 10 Cities Where Homebuyers are Most Stretched Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago November 27, 2018 2,024 Views About Author: Radhika Ojha Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

George A. Buckler – Brookville

first_imgMemorial contributions can be directed to the family to assist with expenses.  To sign the online guestbook please visit www.cookrosenberger.com.  The staff of Cook Rosenberger Funeral Home is honored to care for the family of George Buckler. Those surviving who will cherish George’s memory include his wife of over 34 years, Mary Buckler; one daughter, Mary Ellen Buckler (fiancé Jeremy King); one son, John Buckler, and 5 grandchildren, Taiylor, Kaleb, Tony, Hank, and Josy.  He was preceded in death by his parents. George A. Buckler, of Brookville, was born on April 10, 1952 in Brookville, a son to Lawrence Paul and Hazel Ellen Dougood Buckler and was raised on the family farm which is now Morgan’s Canoe property.  He married Mary Vonderheide on December 3, 1983 and she survives.  George worked for the town of Brookville for 25 years and was a member of St. Michael Church.  He enjoyed muscle cars, hunting, playing pool, raising horses and being outdoors; however, his favorite thing was spending time with his grandchildren and attending all their sports and school activities.  On Friday, November 16, 2018, at the age of 66, George passed away at his residence.center_img Friends may visit with the family on Tuesday, November 20, 2018 from 4 until 8 p.m. at Cook Rosenberger Funeral Home, 929 Main Street, Brookville.  Fr. Vincent Lampert will officiate a Mass of Christian burial on Wednesday at 10:30 a.m. at St. Michael Church and burial will follow in the church cemetery.last_img read more

Stephen Barton – Coco Fuzion 100 and Astralis – Maintaining focus

first_imgCoco Fuzion 100 recently signed a partnership to become the Hydration Partner of one of Europe’s top esports organisations; Astralis.This is yet another ‘cool’ partnership signed by the Danish team following arrangements with the likes of JACK&JONES and Audi. Whilst the coconut water brand isn’t a fish out of water in esports, it is a rarity in a space long dominated by energy drinks suppliers. We’ve seen other similar, healthier alternative hydration type partnerships emerge recently such as Unicorns of Love with Gerolsteiner, and Team Vitality with Volvic, but this is the first entrance of a coconut water producer. Stephen Barton, Coco Fuzion 100We had a chat with Stephen Barton, CEO of C7 Brands Ltd, the parent company of Coco Fuzion. Esports Insider: Why esports and why now?Stephen Barton: Esports is the world’s fastest growing sport and with the number of people expected to tune in forecast to reach 500 million by 2020, we see a huge potential in the industry for a healthy alternative to sugary energy drinks. At Coco Fuzion 100, we are looking to broaden the audience of coconut water and by collaborating with one of esports’ leading teams, we are encouraging a focus on healthy living and improved performance for the gaming industry.ESI: Do you see Astralis as amongst the leading lights amongst esports orgs when it comes to signing ‘cool’ well-thought out partnerships? Yourselves, JACK&JONES, and Audi to name a few…Stephen: Astralis has some incredible partnerships in place that help its players achieve optimal performance.“We believe coconut water is the future of drinks within the esports community, and we hope our partnership with Astralis will help drive this message to a wide audience”We think Coco Fuzion 100 is the perfect match for Astralis because of the mental and physical benefits that coconut water offers to esports players in terms of hydration and reaction times. In short, it’s not just about lifestyle, it’s about performance. ESI: Esports is a chokablok with energy drinks as sponsors which is no surprise. Do you see teams looking to healthier alternatives such as yourselves as partners as teams look to stand out and, perhaps, improve esports’ image in the mainstream? In your own experience, was it an easy deal with Astralis?Stephen: Astralis is one of the biggest names within the esports world. They’re also forward thinking when it comes to the health and performance benefits that coconut water offers compared to sugary energy drinks.“Exercise, the right diet and a stable blood sugar count makes all the difference”We believe coconut water is the future of drinks within the esports community, and we hope our partnership with Astralis will help drive this message to a wide audience. ESI: We’ve seen some great ones recently from Pringles and Mercedes at ESL One Hamburg. Can you tell us what activations you have planned with Astralis?Stephen: We are putting the finishing touches to a multi-million pound marketing plan to support our growth across all territories. Watch this space!ESI: Light Lips Wine is another C7 brand. Have you considered bringing this into esports, and what are your thoughts on alcohol brands entering the space? Stephen: For us, the timing of our decision to bring coconut water into the esports community is perfect and it will be the beverage we are focusing on. Both the coconut water market and esports industry are booming at the moment and this is a collaboration we feel has huge potential. Consumption of coconut water helps maintain a razor-sharp focus for longer periods, which will help not only team Astralis improve their performance but this will have a knock-on effect with spectators and the aspiring stars of the future. Exercise, the right diet and a stable blood sugar count makes all the difference and with there being so many gamers under the age of 18 in the esports community, we want to encourage a healthy lifestyle from a younger age.last_img read more